This Week On Credit Card Use

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A new program from American Express lets Twitter users post special hashtags to buy gift cards and things like Xbox 360 gaming consoles or a Kindle Fire HD from Amazon. (Image credit: Getty Images via @daylife)

N.J. Calls Off Credit Card Pitches to Students at Public Colleges

Companies that issue credit cards can no longer market them to students at New Jersey public colleges under a law Governor Christie signed Thursday. The new law prohibits public colleges from entering into agreements that would allow students to be targeted in “direct merchandising of credit cards,” which includes displays. Rutgers and Rowan Universities are among the schools that fall under the law. The bill passed the state Assembly and Senate at the end of last year with overwhelming bipartisan support. [Philadelphia Inquirer]

Eight States Join Challenge of Law That Regulates Financial Industry

Eight state attorneys general have joined a lawsuit that challenges the constitutionality of certain provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act. The move comes more than four months after three other AGs joined the suit, which was originally filed in June by the State National Bank of Big Spring in Texas, the 60 Plus Association and the Competitive Enterprise Institute. The plaintiffs allege there are no effective checks and balances in the law. Dodd-Frank was signed into law in July 2010 and aimed to regulate the financial industry. The suit challenges the constitutionality of the Consumer Financial Protection Bureau. Joining the lawsuit was West Virginia, Montana, Texas, Georgia, Alabama, Kansas, Nebraska and Ohio. [West Virginia Record]

Areas with Worst Credit Scores All Found in the South

TransUnion has released its ranking of metropolitan areas with the highest and lowest consumer credit score in the country. The cities in the bottom ten are all in the South, while the cities in the top ten are scattered throughout the country. Two areas in northern California—San Jose-Sunnyvale-Santa Clara (700) and San Francisco-Oakland-Freemont (696)–have the highest scores. Memphis is the area with the lowest credit score with 638. [LowCards.com]

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